How much government control is too much?
Just in time for Thursday's White House health care Summit, President Obama wants the goverment to have the power to:
a) "deny or roll back egregious insurance premium increases that infuriate consumers"
b) "require most Americans to carry health insurance coverage".
Really? Yes, really!!
The complete article can be found at http://abcnews.go.com/m/screen?id=9905984&pid=74
Additional related articles => http://fluentnews.com/s/23490126
Cheers ~ Julia
Monday, February 22, 2010
Wednesday, February 17, 2010
March 1st Rate Increase Postponed to May 1st
Anthem Blue Cross Life and Health Insurance Company has agreed to a request by the California Dept of Insurance to postpone their March 1, 2010 rates to May 1, 2010, pending an additional third-party review.
The review will be conducted by Axene Health Partners, LLC, retained by the Ca Dept of Insurance.
Anthem Blue Cross "...welcomes the additional scrutiny by the commissioner..."
Anthem BC is sending pre-recorded messages & mailing written notificiation to all existing clients with an individual/family policy beginning Feb 16th with addtional details. FYI ~ ABC is calling me now and I am listening to the pre-recorded phone message while I type this. :)
As of March 1st, all clients will be billed at their prior rate of premium. A system of refunds will be established for those who have already paid their March 1st premium at the higher rate.
If you have any questions, please contact me at julia@crossins.com or call Anthem Blue Cross directly at 1-800-333-0912 (you should expect a longer wait time for calls).
Please note: This action does not affect any Senior or Group Products!
Cheers ~ Julia
0B28378
Authorized Blue Cross Agent since 1998
The review will be conducted by Axene Health Partners, LLC, retained by the Ca Dept of Insurance.
Anthem Blue Cross "...welcomes the additional scrutiny by the commissioner..."
Anthem BC is sending pre-recorded messages & mailing written notificiation to all existing clients with an individual/family policy beginning Feb 16th with addtional details. FYI ~ ABC is calling me now and I am listening to the pre-recorded phone message while I type this. :)
As of March 1st, all clients will be billed at their prior rate of premium. A system of refunds will be established for those who have already paid their March 1st premium at the higher rate.
If you have any questions, please contact me at julia@crossins.com or call Anthem Blue Cross directly at 1-800-333-0912 (you should expect a longer wait time for calls).
Please note: This action does not affect any Senior or Group Products!
Cheers ~ Julia
0B28378
Authorized Blue Cross Agent since 1998
Tuesday, February 9, 2010
New Family Leave Regulations
New FMLA Regulations Expand Military Caregivers' Coverage
The Family and Medical Leave Act of 1993 ("FMLA"), which applies to employer groups with 50 or more employees and all public agencies, has an indirect impact on health insurers and group health plans.
In 2009, Congress enacted new legislation, HR2647, which became effective on October 28, 2009. It applies to all FMLA leave requests submitted on or after that date.
Specifically, HR2647 does the following:
· Expands the exigency leave entitlement to include family members of the regular Armed forces, who were not entitled to exigency leave under the prior law;
· Expands the military caregiver leave entitlement to include veterans, who were not covered under prior law; and
· Expands the military caregiver leave entitlement to include leave to care for a service member or veteran whose preexisting serious injury or illness was aggravated by active duty service.
More information on FMLA and HR4986 legislation is available online at http://www.dol.gov/whd/fmla/finalrule.htm. Employer groups requesting more compliance information on FMLA should be referred to their own legal counsel.
The Family and Medical Leave Act of 1993 ("FMLA"), which applies to employer groups with 50 or more employees and all public agencies, has an indirect impact on health insurers and group health plans.
In 2009, Congress enacted new legislation, HR2647, which became effective on October 28, 2009. It applies to all FMLA leave requests submitted on or after that date.
Specifically, HR2647 does the following:
· Expands the exigency leave entitlement to include family members of the regular Armed forces, who were not entitled to exigency leave under the prior law;
· Expands the military caregiver leave entitlement to include veterans, who were not covered under prior law; and
· Expands the military caregiver leave entitlement to include leave to care for a service member or veteran whose preexisting serious injury or illness was aggravated by active duty service.
More information on FMLA and HR4986 legislation is available online at http://www.dol.gov/whd/fmla/finalrule.htm. Employer groups requesting more compliance information on FMLA should be referred to their own legal counsel.
Thursday, February 4, 2010
2 New Individual Anthem Blue Cross Products
Anthem Blue Cross is pleased to announce 2 new Individual Insurance Products for 2010!
Anthem’s “Clear Protection” and “Core Guard” have been designed to give you the coverages that are most important to you and your family without breaking the bank.
Is “Clear Protection” the right plan for you? Are you looking for a lower cost plan with immediate coverage for some doctor visits and long-term coverage for other benefits you may need? Clear Protection could be the right plan for you with 3 deductibles to shoes from and moderate cost-sharing helps lower your monthly premiums. Clear Protection offers up to $4 million per member in lifetime benefits.
Is “Core Guard” the right plan for you? Are you looking for a simple plan designed with some of our lowest rates? Core Guard could be the plan that’s right for you. Core Guard offers a wide range of deductibles and higher cost sharing designed to lower your monthly premiums. Core Guard offers up to $4 million per member in lifetime benefits.
With both plans, you have some choice and flexibility to change the plan to better meet your needs including Deductible, Coinsurance and other Optimal Coverages.
Please click on the Quote/Apply links on the left and chose your coverages now or email me immediately for additional information!
Click HERE for an outline of Anthem's traditional policies.
Cheers ~ Julia
Anthem’s “Clear Protection” and “Core Guard” have been designed to give you the coverages that are most important to you and your family without breaking the bank.
Is “Clear Protection” the right plan for you? Are you looking for a lower cost plan with immediate coverage for some doctor visits and long-term coverage for other benefits you may need? Clear Protection could be the right plan for you with 3 deductibles to shoes from and moderate cost-sharing helps lower your monthly premiums. Clear Protection offers up to $4 million per member in lifetime benefits.
Is “Core Guard” the right plan for you? Are you looking for a simple plan designed with some of our lowest rates? Core Guard could be the plan that’s right for you. Core Guard offers a wide range of deductibles and higher cost sharing designed to lower your monthly premiums. Core Guard offers up to $4 million per member in lifetime benefits.
With both plans, you have some choice and flexibility to change the plan to better meet your needs including Deductible, Coinsurance and other Optimal Coverages.
Please click on the Quote/Apply links on the left and chose your coverages now or email me immediately for additional information!
Click HERE for an outline of Anthem's traditional policies.
Cheers ~ Julia
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